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| Section | Weight | Objectives |
|---|---|---|
| Insurance Regulation and General Principles | 20% | - New York Insurance Code and Laws
|
| Underwriting, Marketing and Sales Practices | 15% | - Sales and Customer Service
|
| Accident and Health Insurance | 35% | - Policy Provisions and Claims
|
| Life Insurance Products and Provisions | 30% | - Policy Provisions, Riders and Options
|
1. Which type of group has a constitution and bylaws, is organized and maintained in good faith for purposes other than obtaining insurance, and has insurance for the purpose of covering members and their employees?
A) Employee or individual employer group.
B) Multiple employer group.
C) Credit Insurance group.
D) Association or labor group.
2. With respect to small group health benefit plans, a carrier may discontinue coverage or may refuse to renew such a plan if the employer
A) falls to pay the premium prior to the end of the grace period.
B) has a supplemental plan with a competing carrier.
C) has filed for bankruptcy in the prior year.
D) employs fewer than 15 full-time employees.
3. Which of the following is required of a covered entity subject to New York ' s cybersecurity regulation?
A) Ensure that all nonpublic information is properly disclosed
B) Eliminate known threats to its information system
C) Publicly describe the protection of its information system
D) Conduct a risk assessment of its information system
4. According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child
A) graduates from college.
B) marries.
C) reaches age 26.
D) reaches age 19.
5. The PRIMARY purpose of respite care is to
A) provide counseling services to the patient ' s primary caregiver.
B) ensure that the patient gets some skilled care.
C) provide the patient with social opportunities.
D) provide temporary relief to the patient ' s primary caregiver.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: D |
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