Insurance Licensing NY-Life-Accident-and-Health : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Aug 07, 2026
  • Q & A: 122 Questions and Answers

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Insurance Regulation and General Principles20%- New York Insurance Code and Laws
  • 1. Licensing Requirements and Procedures
    • 2. Unfair Trade Practices
      • 3. Producer Responsibilities and Ethics
        - Insurance Concepts
        • 1. Contract Law and Policy Structure
          • 2. Risk Management and Insurable Interest
            Underwriting, Marketing and Sales Practices15%- Sales and Customer Service
            • 1. Suitability and Disclosure Requirements
              - Application and Underwriting Procedures
              • 1. Risk Classification and Selection
                Accident and Health Insurance35%- Policy Provisions and Claims
                • 1. Eligibility and Enrollment
                  • 2. Coordination of Benefits
                    - Government Health Programs
                    • 1. Medicare and Medicaid
                      • 2. New York State Specific Programs
                        - Health Insurance Basics
                        • 1. Group vs Individual Coverage
                          • 2. Medical Expense and Disability Income
                            Life Insurance Products and Provisions30%- Policy Provisions, Riders and Options
                            • 1. Non-forfeiture Values and Dividends
                              • 2. Beneficiary Designations
                                - Types of Life Insurance Policies
                                • 1. Term, Whole Life, Universal Life
                                  • 2. Annuities and Retirement Products

                                    Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                                    1. Which type of group has a constitution and bylaws, is organized and maintained in good faith for purposes other than obtaining insurance, and has insurance for the purpose of covering members and their employees?

                                    A) Employee or individual employer group.
                                    B) Multiple employer group.
                                    C) Credit Insurance group.
                                    D) Association or labor group.


                                    2. With respect to small group health benefit plans, a carrier may discontinue coverage or may refuse to renew such a plan if the employer

                                    A) falls to pay the premium prior to the end of the grace period.
                                    B) has a supplemental plan with a competing carrier.
                                    C) has filed for bankruptcy in the prior year.
                                    D) employs fewer than 15 full-time employees.


                                    3. Which of the following is required of a covered entity subject to New York ' s cybersecurity regulation?

                                    A) Ensure that all nonpublic information is properly disclosed
                                    B) Eliminate known threats to its information system
                                    C) Publicly describe the protection of its information system
                                    D) Conduct a risk assessment of its information system


                                    4. According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child

                                    A) graduates from college.
                                    B) marries.
                                    C) reaches age 26.
                                    D) reaches age 19.


                                    5. The PRIMARY purpose of respite care is to

                                    A) provide counseling services to the patient ' s primary caregiver.
                                    B) ensure that the patient gets some skilled care.
                                    C) provide the patient with social opportunities.
                                    D) provide temporary relief to the patient ' s primary caregiver.


                                    Solutions:

                                    Question # 1
                                    Answer: D
                                    Question # 2
                                    Answer: A
                                    Question # 3
                                    Answer: D
                                    Question # 4
                                    Answer: C
                                    Question # 5
                                    Answer: D

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